Tuesday, January 30, 2007

"I Didn't See It Coming"




********** Warning: Mentions Religion- not forcing it upon you- just mentions it***********


Growing up as a "member" (Never fully accepted by elders) of an "unorganized" religion (they said organized religion was bad- yet looking back, they have got to be one of THE most organized), I've always had the stomach roiling, turning, burning and twisting of IMPENDING DOOM. Can you hear the barrel chested voice over guy and the canned echos above?



This is the one thing that has just followed me everywhere, I've had brief respites but never have fully recovered. Yes, I know, completely unhealthy.


You would think that I would have realized, kept track, been overly attentive to.....


My bank account.


Yep, the bottom line.


I have the money- oh yes, maybe that was part of my down fall. You see, I am one of those odd people who saved for a "rainy day", or as I used to dream as a child, the day of brimstone and fire, where chasms would open up in the earth and swallow my family whole. The day of unemployment.


Yesterday I was charged $363.00 in bank fees for writing checks on an account with not as much money as I would have liked. Wrong fricking account girl! Eleven, eleven fricking checks went BOUNCE, actually they were paid because I had the money in another account but GOOD GOD people! Give me a break.


I've had an account at this bank since I was 16 years old. It was recently attacked by a huge conglomerate that bills itself as "The friendliest (best, most personal, etc.) bank in the world."


Another line says "A community where the small moments matter". You would think this small moment in my life would matter to them. Nope, there is no relief from overdraft fees. "But we do have free bottles of water in the bank!" said the saving officer. Big frickin Woop! How much water are they going to buy with my $360.00? Can I possibly recoup my losses by swiping that much water in my next 50 years of banking with them? Whatever.



Here is my horoscope for today:


'If only' are two of the most energy-sapping words in any language. It's time to focus on the here and now -- this is where the rewards are. Train your awareness. Focus on the present, and you'll see how good life is."


Add that to the creeping fear of cancer returning or never really going away (they say it has, but cancer has this leech like effect on your waking, and unwaking (is that a word?), thoughts and immune system). One reason why I can't bring myself to drink water out plastic (because somewhere I read it is bad, bad, bad for you). OCD anyone?


And that is why I couldn't sleep last night, that, and I am going to start my own business February 1, 2007. I am an anxiety ridden freak. Aren't there pills for this sort of thing?
Today I will attempt to focus on the present while my brain wants to fall back into its familiar groove of focusing on anything but.


Well, I'm off to take the kids to a school that cherishes the individual that they are. Their accomplishments and talents are celebrated. Where they will learn to be a "whole" person and in turn, know who they are, are comfortable with themselves, have confidence (and hopefully receive full scholarships to University because I will still be reeling from the damned overdraft fees years from now) love life, and make a difference for their fellow man.



5 comments:

Mamacita said...

I used to work in banking and when we were bought out by a huge bank. They would charge little old ladies for bounced check charges. I hated it and eventually quit. FWIW, it might behoove you to go talk to a bank manager about your history, other accounts and see if they won't reverse some or all of those fees. Threaten them with moving your account!

Mamacita said...

I used to work in banking and when we were bought out by a huge bank. They would charge little old ladies for bounced check charges. I hated it and eventually quit. FWIW, it might behoove you to go talk to a bank manager about your history, other accounts and see if they won't reverse some or all of those fees. Threaten them with moving your account!

C's Mom said...

I think you got screwed by your bank. 'nuf said there.

That and I think we can all benefit from attending a few classes at your kids' school!

Pug Mama said...

Like Christie, I worked in a bank for years.
HATED, HATED when that sort of thing happened.

Denise :o) said...

Ya know, all of those stupid little fee's really piss me off. I am currently charged $12.00 a month on one of our checking accouts. Everytime I go in to the bank for what ever reason they say "you know that you are being charged $12.00 every month on your account?" I say "yes." They say, "we can change that for you. All you need to do is talk to one of our representatives and they can switch that for you." Mind you, in order to talk with one of their representatives you get to sit there for at least 30 minutes waiting for one of them and then take another 30 minutes to change it. My thinking is this... if you know that it can be changed and that you shouldn't be charging me then CHANGE that damn thing!! I shouldn't have to take another hour out of my time to fix something they know is wrong in the first place! Grrr... now you got me started on banks.

I do have to ask... what kind of business are you starting? Wouldn't happen to be a daycare would it because I just found out our daycare provider is closing down!! AND they STILL have not called me to tell me themselves! What's up with that????

Oh and P.S. You really need to come over and meet Ivan... :o)